Mid-Island Federal Credit Union offers a variety of savings
accounts to help you save and plan for your future. All of our
deposit accounts are federally insured up to at least $250,000 by the National Credit
Union Share Insurance Fund (NCUSIF), which means that your money is safe!
This fund is administered by the National Credit Union Administration
(NCUA), an independent agency of the U.S. Government.
Share Account Rates
Dividends are paid based on the net income of the credit union and any
future expenditure at the time that dividends are due to the members.
As of December 31, 2013, .10%
Contact member services
if you would like more information.
Loans are available for all good purposes.
Interest rates are very competitive and may vary according to the purpose of
the loan, FICO score and collateral offered.
All credit union loans are calculated as
simple interest, with finance charges based on the actual time the borrowed
funds are used. Members are allowed to apply for all types of loans. We
offer the following types of loans:
and Used Cars
- First Mortgages
- Personal (Unsecured)
- Share Pledged
Loan protection and credit disability
insurance are available at a minimal cost. Loan requests are responded to
promptly and in strict confidence.
Contact a loan officer today for quick loan approval!
Accessing your Account...it's
all about convenience. Click on the Home Banking Login located at the top
right hand corner of MIFCU home page and follow the instruction provided.
Remember to have your account number handy. After you are signed up you will
be able to do the following:
Transfer funds between
your accounts at MIFCU
View your balances
Review your account
Request a check that will
be sent to your mailing address on file
Pay your loan
Pay your bills for a
Receive bill pay
Receive your statement
Financial Management Training
Would you like to learn more
about money management and how to make it work for you? Mid Island Federal
Credit Union is providing you with the hands on experience through Manage
Your Money(MYM). MYM teaches a range of must-know topics:
Budgets: how to make them,
how to keep them
Responsible checking account
Credit: the good, the bad,
How to read your Credit
report and how to update information on your report
Saving and shopping for a
Planning and investing for
Workshops offered two times per
year call us or ask your member service representatives for information
about the next workshop date.
The Credit Union offers its
members many services to save you time and money. Also, we are
constantly on the lookout for new products and services that may be of
use to you. Some of the extra services we offer are:
Direct Deposit of Social
Security, Pension, and Recurring Government Checks
Family Indemnity Plan
Wire Transfer Service
(Our routing number for ACH/Wire transfers are 021684133)
Checks written to third
Pre-paid Debit Card